Financial Services
Instant Issue Debit Cards
Don’t have time to wait 10-14 business days. Call 479-621-6800 to find out about our Instant Issue Debit Cards.
Online BankingLog on to ONLINE BANKING!
It's like having a desk at the bank! Maybe even better, because the bank is closed nights and Sundays. From any computer with an internet connection you can bank 24 hours a day, 365 days a year, through the magic of Online Banking and your personal computer. Click here to fill out an application for online banking and you'll see why we say it's like having your own desk at the bank!
First National Bank offers free mobile banking with the Online Banking service. Call 479-621-6800 for more information.
- Account Information - View account balances, loan payment, and loan payoff information.
- Account Activity - Keep track of your account activity - view transactions & check images.
- Transfer Funds - Set up one time or scheduled transfers from selected First National Bank Accounts. Transfer funds to a loan to make a payment or pay off. Make transfers until 6:00PM to post on the same day's business.
- Download - Download account transactions into personal financial management software such as Microsoft Money. Spreadsheet and Text formats are also available.
- View Check & Deposit Images - View the front and back of each check and deposit slip.
- Stop Payments - Place stop payments on one check or a range of checks. (Stop payment fee applies).
- Message Center - Contact a support representative using our secure message center. When a representative responds to your message, you will be notified when you first log into Online Banking along with an email notification that you have a message waiting.
Bill Payment
- Bill Payment makes paying bills easy as 1..2.. 3.. Send a payment to anyone, anywhere in the U.S. using the convenience of your computer and the Internet. Bill Payment is FREE.
- Pay bills from multiple checking accounts - You have the option to set up any checking account to pay bills.
- Quick Payment - This function allows you to set up multiple payments at one time.
- One-time & Recurring Payments - Set up one-time payments on the date you specify or set up recurring payments on a weekly, bi-weekly, monthly, semi-monthly, quarterly, semi-annual, or annual basis. You control when your payment starts and when your payments stops going out.
- Payment Types - First National Bank sends payments two ways, electronically or by check. We have a variety of payees set up to accept electronic payments. If we can not send the payee an electronic payment, we will send a check payment on your behalf.
- Payment Schedule - The payment schedule gives you the ability to view, edit, or delete any payment. The schedule will show you which payments are scheduled to go out and on what date.
- Payment History - The payment history gives you the ability to keep track of what payments have been made. Detailed payment information will display such as the date your payment was made and the confirmation/check number.
- Payees - You have the ability to view, edit, add, or delete any payee.
Mobile Banking
With Mobile Banking from First National Bank of Fort Smith, you can check your balances, pay bills, transfer money, and locate ATMs and banking centers. Our app is free, secure, and easy to use.
Features:
• Check Account Balances
• Transfer funds between accounts
• Pay Bills**
• Find our ATMs and Banking Centers using the GPS system provided by your
device.***
* Must be an Online Banking Customer
** Online customers must first setup transfer and bill pay accounts prior to
using these features.
*** This is limited to locating our banking centers and ATMs. Please refer to
your carrier for any fees that may apply.
Smart Phone Apps (iPhone and Android Apps)
With Mobile Banking using our Smart Phone Apps, you can check your balances, pay bills, transfer money, and locate ATMs and banking centers. Our app is free, secure, and easy to use. Features:
- Check Account Balances
- Transfer funds between accounts
- Pay Bills**
- Find our ATMs and Banking Centers using the GPS system provided by your device.***
* Must be an Online Banking Customer
** Online customers must first setup transfer and bill pay accounts prior to using these features.
*** This is limited to locating our banking centers and ATMs. Please refer to your carrier for any fees that may apply.
Download iPhone App | Download Android App.
eStatements/eNotices
Receive your account statements and notices via email. eStatements and eNotices are just like your original paper statement only emailed to you rather than delivered by U.S. Mail. They can be viewed, printed, or saved to your hard drive. eStatements and eNotices are environmentally friendly, secure, and FREE!
- Environmentally friendly - Receiving your bank account statement or notice via email reduces the usage and impact of our natural resources. You will no longer receive a paper statement, so you can easily store your eStatement to a file on your computer.
- Next day delivery - Unlike your paper statement, which can take 2-3 business days by U.S. Mail, eStatement and eNotices provides next day delivery of your statement. When your statement cycles, it will automatically be emailed to you – usually around 2:00 a.m. the following morning.
- Secure - Your Online Banking ID and Password are your keys to eStatements and eNotices. eStatements and eNotices also use a security phrase which identifies that the email being sent to you has originated from First National Bank. This will help safeguard you against unwanted Phishing attempts.
- Accessible anywhere - Because eStatements and eNotices are emailed to you, you can access these from anywhere in the world. All you need is a computer equipped with the recommended system requirements and an Internet connection.
How do I get Started?
You must be enrolled in Online Banking. You will be able to enroll by logging into Online Banking and clicking on the "eDocuments" tab. If you are not currently an Online Banking customer, click here to apply for Online Banking.
System Requirements
- Adobe Acrobat Reader® version 6.0 or higher is required to open and view your statement(s)/notice(s)*. To download the latest version of Adobe Acrobat Reader®, click here.
- We also recommend that you use the latest browser version available that supports 128 bit SSL Encryption.
- You will need email access with at least 1MB of free space to receive your statement(s)/notice(s)
Save The Change
Sit back and watch your savings grow!
Enrolling in "Save the Change" is easy as 1,2,3,...
- 1. Visit a new accounts representative at any of our First National Bank of Rogers locations.
- 2. Use your First National Bank of Rogers Debit Card
- 3. Watch your savings grow!
With each swipe of your First National Bank of Rogers Debit Card, your purchase will be rounded up to the next whole dollar amount of your choice and the difference will be transferred into your savings account. It's that easy to "Save the Change".
Requirements:
- First National Bank of Rogers Personal Checking Account
- First National Bank of Rogers Debit Card
- First National Bank of Rogers Personal Savings Account
Commercial Accounts are not eligible for this product
Telephone Banking
A new 24-hour information line is now available to customers of First National Bank of Rogers, A Division of FNBFS.
You must fill out the application form and return it to any one of our conveniently located branches. You must select a Personal Identification Number (PIN) so you alone can access your account information by telephone. When we receive your application form, we will check your signature against the signature card we have on file for your account(s). Upon verification, we will mail you an Information Line instruction brochure. Use of the PIN number provides total security when you use the Information Line.
Merchant Services - Credit Card Processing
Take Charge!
Give your business the advantage of increased sales by offering your customers the convenience of VISA®/MasterCard® Acceptance.
Three decades of customer approval stand behind the world's two most widely recognized names. Your business also benefits from the security and safety of transaction guarantee.
Our merchant services include supplies, 24-hour terminal support, and a one-time, low set-up fee of $100.00. Discount rates are based upon average amount per sales ticket and monthly VISA®/MasterCard® volume. In addition, electronic data capture terminals can be purchased.
For more details, contact Tina Johnson at (479)621-6800.
Cash Management
Put your money to work!
Cash Management services offer a variety of ways to structure the deposits of
your business so that your funds realize maximum earning potential. Our
experienced cash management associates can develop a customized program for your
business, which may include...
- Online Balance Reporting
- Account Balances
- Internal Transfers
- Wire Transfers
- Stop Payments
- Direct Deposit
- Direct Payment
- Positive Pay
- Account Reconciliation
For more details, contact Tina Johnson at (479)621-6800.
Free ATMs
The Bank of Fayetteville* 3150 W. Wedington Dr., Fayetteville First National Bank of Fort Smith* 6th & Garrison Ave., Fort Smith |
First National Bank of Rogers, A Division of FNBFS* 3706 Pinnacle Hills Pkwy, Rogers First Western Bank* 401 West Walnut, Rogers Citizens Bank and Trust Company* 3110 Alma Hwy, Van Buren National Bank of Sallisaw* 1500 East Cherokee, Sallisaw, OK |
Safety Deposit Box
We all have that little something... we want to keep extra safe. We have just the place!
Safety Deposit Box Fees
| 3 x 10 | $35/yr |
| 5 x 10 | $50/yr |
| 10 x 10 | $90/yr |
Service Fees Click HERE for Printable Copy
| CHECKING SERVICES AND FEES | |
|---|---|
| Service | Charge |
| Stop Payments | $29.00 |
| Checks Returned for Insufficient Funds | $29.00 per check |
| Checks Paid Against Insufficient Funds | $29.00 per check |
| Balancing Statements: Current month after 3 monthly statements |
no charge; $2.00 per statement thereafter $20.00 per hour (after 3 months) |
| Mailing of Extra Statement: | $4.00 per month |
| Research | $2.00 per item/page plus $20.00 per hour |
| Copies of Checks & Deposits:
Image Copies Additional Copies | $2.00 per month: no charge $2.00 per item plus research time at $20.00 per hour |
| Garnishments & Levies: | $100.00 |
| Account Closing | If you close a deposit account within 90 days of opening it, you will be charged a $25.00 accountclosing fee. Does not apply to Looney Tunes Savings Accounts. |
| NON-CUSTOMER SERVICES AND FEES | |
|---|---|
| Service | Charge |
| Change Orders | Currency per $1000.00: $ .45 Coin per Roll: $ .10 Minimum Charge: $5.00 |
| Loose Coin Processing | 10% / $5.00 minimum |
| Check Cashing | Rapid Tax Refund Checks: 3%
/ $15.00 minimum - $100.00 maximum
All Other Approved Checks: 3% / $5.00 minimum - $100.00 maximum |
| ADDITIONAL SERVICES AND FEES | |
|---|---|
| Service | Charge |
| Cashier’s Check | Customer: $5.00 Non-Customer: $15.00 |
| Money Order (Available up to $1,000.00): | Customer: $5.00 Non-Customer: $15.00 |
| Travelers Checks | (Single Signature): 1% of face value (Dual Signature): 1.5% of face value |
| Recurring ACH Transaction Origination
|
Set up: $10.00 Transfer - per transfer thereafter: $2.00 |
| International Bank Drafts (Customers Only) | $20.00 |
| Wire Transfers | Wire Transfer In: $5.00 per transfer
Phone Notification additional: $5.00 per transfer Domestic Wire Transfers Out (Customers Only): $20.00 per transfer Cash Management Wire Out: $5.00 per transfer Foreign Wire Transfers (Customers Only): $75.00 per transfer |
| Night Deposit Service | $15.00 per year one bag $3.00 per year each additional bag |
| Endorsement Stamps | $8.00 each |
| Collection Fees - Incoming/Outgoing: | Incoming Collection Items: $10.00 Outgoing Collection Items: $15.00 Sent Registered Mail: Additional $10.00 Wire Remittances: $10.00 each Foreign Currency Order and Redemption Fee: Fees vary according to type and amount of currency. |
| Account Closing | If you close a deposit account within 90 days of opening it, you will be charged a $25.00 accountclosing fee. Does not apply to Looney Tunes Savings Accounts. |
| Stop Payments on Money Orders, Cashier’s Checks, Bank Drafts | $29.00 (indemnification bond required) |
| Signature Guaranteed/Medallion Guaranteed (Customers Only) | no charge |
| Safe Deposit Boxes | Fees vary according to size of safe deposit box (See Above) |
| Telephone Transfers | $5.00 per transfer |
| Fidelity Sweep Account | $75.00 |
| VISA Gift Card | Purchaser - Amounts in whole dollars $20 to $500: $4.50 |
*Fee changes effective February 1st, 2013
