Personal Banking
Free Hometown Checking
- $100.00 minimum opening balance
- No monthly service fee
- No minimum balance required
- Unlimited ATM/Debit card transactions
- Unlimited check writing
- First order of bank checks free
- Linked account option
MAX Checking
- $100 minimum opening balance
- No monthly service fee
- Earn interest when the following account requirements are met during the “Qualification Period”** (ask new account representative for rates)
- Must be enrolled in Online Banking.
- Must log into Online Banking at least once during each monthly “Qualification Period”.
- Must be enrolled in, and receive “eStatements”.
- Must have at least one posted scheduled ACH transaction (Credit or Debit) during each monthly “Qualification Period”.
- Must have at least 15 posted Debit Card “Point of Sale” transactions during each monthly “Qualification Period” (ATM transactions excluded).
** Qualification Period” is defined as: The period from the previous statement date through the Tuesday before the third Wednesday of each month.
Interest Checking
- $100 minimum opening balance
- Unlimited ATM/Debit card transactions
- Unlimited check writing
- First order of bank checks free
- Interest compounded monthly with $500 minimum daily collected balance
- Low $5.97 monthly fee if daily balance falls below $500
- Linked account option
Platinum Checking 50+ Account
- $100 minimum opening Balance
- Free bank checks
- No minimum balance required
- 50% discount on safe deposit boxes
- Unlimited check writing
- Unlimited ATM/Debit card transactions
- Interest compounded monthly with $500 minimum daily ledger balance
- Linked account option
- Free Personal Money Orders
Money Market Checking
- $100 minimum opening Balance
- Free bank checks
- Interest compounded monthly with $2500 minimum daily collected balance (Higher yields on tiered amounts)
- 50% discount on safe deposit boxes
- Low $5.97 monthly fee if daily balance falls below $500
- Free Personal Money Orders
- Three transactions by check per month with no fee
Statement Savings Account
- $25 minimum opening balance
- Six withdrawals free each quarter with each additional withdrawal $4.97
- Interest compounded quarterly
- Quarterly service fee of $3.97 on balances of less than $100 (fee waived for minors)
Health Savings Account
- $25 minimum opening balance
- Free First National Bank Debit card
- $2.00 monthly fee
- $15 one-time set-up fee
Looney Tunes Savings
- Savings account for those up to age 16. Upon 16th birthday, the account will convert to a regular savings account
- No minimum deposit to open account
- Unlimited deposits and up to six withdrawals per quarter
- Interest is compounded daily
- Statements are mailed quarterly
- Interest is paid at each quarterly statement
